Commercial Roofing / Insurance Claims

Insurance Claim Support for Commercial Roof Damage

Storm and hail damage to a commercial roof usually means an insurance claim. We help you document it, navigate the adjuster process, and get the roof actually repaired.
Aerial view of a large building
TX & NM

Licensed & insured across both states

TPO / PVC / Mod Bit

Full range of low-slope systems

In-house crews

No roofing work subcontracted out

Free

On-site roof assessments

The claims process starts with the right documentation

An insurance claim for commercial roof damage is only as strong as the documentation behind it. Insurance adjusters are evaluating your roof against a specific set of criteria, and a property owner without roofing expertise is at a real disadvantage walking into that process alone. Roofs Inc. inspects the damage first, before any claim is filed, so you know exactly what you’re dealing with and what to expect from the adjuster’s assessment.

Scheduling a roof inspection before you file a claim for storm damage is a smart first step. It gives you an independent, roofing-specific record of the damage — not just what an adjuster’s initial walkthrough happens to catch. You stay in control of when the adjuster inspection happens once you’ve contacted your insurer, and having our findings in hand going into that meeting changes the conversation.

What our insurance claims support covers

A thorough, documented inspection.

We photograph and log every area of damage — wind-lifted membrane, hail impact, compromised flashing, and any resulting leaks or interior damage — before the adjuster ever sets foot on the roof.

A report you can hand directly to your insurer.

Our findings are organized in a way that makes sense to an adjuster and supports your claim rather than leaving gaps they can use to underpay it.

Meeting the adjuster on-site.

We can be present for the adjuster's inspection to point out damage that's easy to miss from ground level or a quick walkthrough, and to answer technical questions about the roofing system directly.

Understanding the damage report and scope of repairs.

Once the adjuster's report comes back, we help you understand what's covered, what it means for your roof, and what the recommended repairs actually involve — in plain language, not adjuster shorthand.

The repair or replacement itself.

Once your claim is settled, the same team that documented the damage and supported your claim carries out the commercial roofing repair or replacement work, so nothing gets lost between the paperwork and the actual roof.

Why this matters more for commercial roofs than residential

Commercial roofing systems — TPO, PVC, modified bitumen, metal — fail differently than residential shingle roofs, and damage isn’t always visible from the ground or obvious in a quick inspection. An adjuster without deep commercial roofing experience can underestimate scope, miss compromised areas, or misjudge whether a section needs repair versus full replacement. Having a commercial roofing contractor involved from the start protects against a claim that’s settled for less than the actual damage.

Serving West Texas and New Mexico

Roofs Inc. is based in Lubbock, TX, and we support commercial roof insurance claims throughout West Texas and Eastern New Mexico — a region where hail and high wind events are a routine cause of commercial roof damage. We’ve worked with the storm patterns here long enough to know what damage typically looks like and how to document it in a way that holds up.

Clovis Middle School commercial roofing job

After the claim is settled

Getting the claim approved is only half the process. Learn more about our team and how long we’ve been doing commercial roofing work in the region. When you’re ready to move forward with repairs or a full replacement, we’re the same team from inspection through final walkthrough — no handoff to a different crew.

Schedule your inspection before you file

If your commercial roof has storm or hail damage, get an inspection before you talk to your insurer. Contact us or call 806-771-9780 to schedule a free assessment with our Lubbock-based team.
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